Wednesday, February 27, 2013
Relationship Dating
People often rush into a relationship dating and they want it all to work out right away. They become very concerned if the other person doesn't call them quickly or doesn't want to see them with increasing frequency. Often those expectations are simply unrealistic.Luckily ,or otherwise humans haven't evolved to the point of reading each other's thoughts yet.
Everyone loves romance, but how do we get it happening? We discuss below few relationship dating tips on how to win over your partner. These tips are designed to rekindle and build the romance with one's partner over time. Initially, relationship dating seems relatively simple and easy to work out. It is in the later stages that one has to devote more time and effort, but it will be definitely rewarded with positive response and appreciation from one's partner.
It's natural to look, normal to admire, but just downright stupid to vocalize to your partner when you find an opposite sex attractive. Depending on the relationship with your partner, it is wise to be tactful, keep your wits about you and your unabashed gawking can continue without serious consequences.
Never compare your partner to your ex, whether it is favorably or otherwise. Your companion trusts that you have moved on completely. Bringing up your ex in any light brings this all into question. It will lead to your partner developing an instant and all encompassing hatred for your ex. It is safe not to bring up the issue under any circumstances.
If you want to keep things in a good way, respect your partner the way he/she respects you. Choose your words carefully.
Don't whine about your shortcomings. It will plant seeds of doubt into your partner's head. It puts you further under microscope and could eventually convince him/her that you are not good enough.
Don't stoop to the level of putting conditions. An unconditional relationship dating will get you a lot closer to what you want than trying this pathetic rationalization.It's an odd double standard that few people realize. Normally it is okay for a woman to put off sex feigning gas pains or just about any excuse. But if a guy is too tired for any matter, it rattles off the relationship. Try to explain to your mate in a rational way the reason for putting off sex.
Never make a loaded statement which questions your partner's tastes or likes. Always make your point in a subtle manner so that the message is delivered without hurting the companion's sentiments.
Finally don't curb your partner's emotional feelings. It is in your best interest to ride out the emotions and eventually work things out without resorting to clichéd response. Tell your partner what you love and adore about him/her. Look for opportunities to sincerely complement your mate. When you take the time to do that it will make your companion feel good about self, you and your relationship dating. Whatever you decide to do, the focus should be on your relationship and your love for one another.
Online Dating: When Not To Respond
Online dating is still a very safe form of getting to know someone. Learning extra safety measures can only be in your favor, and make it even safer, and more enjoyable for you. This advice will guide you as to when not to respond to e-mails, winks, smiles and any other form of communication.
Receiving a flirt
When another singles first sends you a flirt for that initial contact and they provide no other information. They should at least send you an e-mail first as an introduction.
Most services provide smiles and winks on their trials before you're allowed any e-mails. But these should only be used on singles that have at least browsed your profile.
No photo
With today’s technology every member of an online dating service should have a photo on their profile. If they haven't there must be a reason for it, and it's probably not a good one. Even a photo of poor quality is better than no photo. If it’s very poor quality your judgement will need to come into play.
Very brief profile
If their profile is only a couple of lines of text. If what they do, what they aspire to do and their interests are only a couple of lines what would dating them be like anyway.
It's just another sign that they could be hiding things or they really have nothing to hide what so ever.
Nothing about you
If someone sends you an e-mail that looks like it could be sent to anyone. Where they haven't mentioned anything about you and it's obvious they haven't read your profile. This could be an e-mail that has been sent to many singles just fishing for a response.
What they want
If they are not bothered what they want in a person they're probably only there for one thing. So any singles who tick any or all, in what they are looking for, should be avoided. If they don’t know what they are looking for in someone then they shouldn’t be wasting other single’s time by contacting them.
Cold callers
Singles who grab an opportunity to have an instant message session just because they have seen you online. The only exception being - you've already browsed their profile or they're following up an e-mail.
They ask for a date immediately
Sometimes you will get a single ask you for a date with their first e-mail. Avoid these singles like the plague. Anything could happen to you if you went on a date after receiving someone’s first e-mail. Avoid anyone that asks for more personal information that isn't on your profile in their first contact with you. Again stay away from these singles.
If you don't respond to time wasters or singles that would be better off on an adult dating site your online dating adventure will be a very enjoyable one.
For more online dating advice for a better quality online dating experience visit - http://www.the-online-dating-reviews.com
Monday, February 25, 2013
Low Risk, High Profit Trading Strategies
Stocks - CC PP (Stocks - Covered Call Protective Put) Strategy
We all know that trading stocks involves stress and risk. At the same time it can also be highly profitable. Trading can give the most return on investments as compared to other investment strategies including real estate. For example, savings, money market accounts or CDs may give a return of 2 to 5% at best. You may expect a 10% rate through mutual funds. However, under the current economic conditions, such a yield may be hard to come by even with a long term investment. Also, you do not have control over your investments and you can not be sure if your financial consultant either. What then is a low risk and more profitable alternative?
The purpose of this article is to illustrate one such low risk, high profit trading strategy, which combines stocks and options.
Covered calls and protective puts are enabled in most of the trading accounts by major brokers. (Ameritrade, Scottrade, E-trade, etc)
Covered call is you buy stocks and sell 1 call (contract) for every 100 stocks you buy/own.
Protective put is buy 1 put for every 100 stocks you own. In this strategy we buy a put which expires at least 6 months later.
When the stock price goes up, call price goes up and put price goes down. Elapsed time will have negative impact on put price.
Here’s the Stocks - Covered Call Protective Put Strategy
Look for an up-trending, optionable stock. For this example, let’s call it XYZ. Let’s assume XYZ stock is currently trading at $69 per share. Assume that currently we are in the first, second or third week of February. You buy 100 stocks of XYZ.
Next, you write a covered call on XYZ, at a strike price of 75, for March. This gives you an additional income, but you have an obligation of selling the stock, at $75. Say you get $150 from writing the covered call.
However, just because the stock is an up-trending one, and you have already made $150, you can not be 100% sure which direction the stock price might move. So, in this strategy, buy a put on XYZ for a strike price at 70 and expiration of 6 months+. In our case, buy the put for the month of August or later. Say this costs you $800. This gives you a right to sell the XYZ stock at a price of $70, even if it drops below 70 by August expiration. (For a real time example, as of this article date - Feb 2006, see JOYG with current price at ~55, and its option chain with strike price of 60. Its Oct 2006 put was available at ~6.5)
Scenarios:
Let’s consider some scenarios to illustrate how this can be a low risk, high profit strategy.
Scenario 1: By the March expiration date, if the XYZ stock price goes above $75, the stock will be called out. That means it will be sold from your account. Normally, stocks ‘in the money’ by $0.25 will be automatically exercised.
Since the stock price has gone up, your put price will decrease. Since the put is in the future, its delta is low. You might be able to sell it for around $600. Higher the stock price goes, put price will decrease. You can wait for a good time to sell before its expiration. The net profit for 100 XYZ stocks can be calculated as follows:
Stock price sold stock price bought + premium received from covered call put price bought + put price sold.
i.e. 7500 6900 + 150 800 + 600 = 550. That is a return of 7.3% PER MONTH. Which translates to 87.6% per year.
Scenario 2: Stock price goes above 69, but remains below 75 by the March expiration. Here the call will expire worthless, and you get to pocket the premium received from writing the covered call. You can write another call for April for the same underlying stock XYZ, for which you may get $150 - $200. You can continue writing the covered calls until the protective put expires or you get called out. Your overall return could be 30% to 70% per year.
Scenario 3: In most trades, if the stock price drops, you lose money, but not here!
Let’s say, XYZ falls in value to $65 by March expiration date. If you had just traded only the stock, your portfolio would have decreased in value by $400. But, in our case, since you have the protective put, you can still sell the stock at $70, no matter how low the price drops.
If it is in later months, say April or May, you will have generated some income by writing covered calls. If the stock price goes down, there are two alternatives we can choose. Wait till the covered call expires for the month, or buy back the covered call. Before the protective put expires, you can either exercise the put, or sell the stock at current price. The protective put price goes up when the stock price drops. So you can sell the stock at the current price of 65 and sell the protective put at around 950.
Depending on the months elapsed, since you can write covered call each month, you will have made $200 - $600.
So, net for this scenario would be:
Stock price sold stock price bought + premium received from covered call from all months so far put price bought + put price sold.
i.e. 6500 6900 800 + 950 + 300 = 50. This will be just a breakeven, despite the stock price has gone down. If the stock price goes further down, there may be little bit more loss, but the maximum risk is the premium paid for the protective put minus money received from covered calls [minus/plus difference between the stock price and put strike price].
So, even if the stock price goes down, you will find yourself with a small profit or no loss or a very insignificant loss. You have, overall, a very good opportunity of cutting down your risks.
This strategy, in most cases, gives a good profit, and in rest of the cases, a very low risk. Thus, this is a high profit, low risk strategy. Practice the details and paper trade the strategy.
For a current list of stocks which fit this strategy, visit BeingLIVE.com/Stocks.html
Disclaimer: This article is published solely for information purposes and is not to be construed as advice or a recommendation to buy or sell a security. Trading results may vary. No representations are being made that utilizing techniques mentioned in this article will result in or guarantee profits in trading. Past performance is no indication of future results.
What does Residual Income mean?
1. Earned Income - that which we would earn from our job, with a weekly or monthly salary. When you stop working, you stop earning.
2. Passive (or residual/recurring) income - money received on a regular basis with little effort required to maintain it.
3. Portfolio income - such as we might receive from a portfolio of stocks and shares.
Residual income can therefore come from a number of sources including rental from a property, royalties from publishing a book or even, some might argue, a pension. Many recording artists receive residual income in the form of royalties; Sir Paul McCartney might have left the Beatles many years ago, but he will still receive an income from the work he did whilst part of the band. In sum, it reflects an ongoing payment for work that was done some time ago. Harry Potter might be the name everyone is familiar with, but the recurring income from all the hours and hours of work that went into creating him will go to J.K. Rowling.
In the world of sales and network marketing, residual income is therefore the repeat regular income generated from the payment of a product or service, that must be renewed on a regular basis in order to continue receiving its benefits.
Psychologically, the idea of creating and receiving a residual income for life is a powerful motivator for many internet and network marketers; particularly if they don't already have excellent pension plans in place, or if they are looking to put all their energies into building up a successful network marketing business so that, after a few years, they can either quit their full time job, move to part-time, or even retire early with a monthly income to look forward to.
If you are an internet marketer and wish to generate a residual income, there are a number of ways to do this, but basically you would create a website and fill it with affiliate content as well as something that you have created yourself, such as an e-book, that you can sell. In theory, it could practicaly run on autopilot.
If you are a home based network marketer, you would generate a residual income from selling your products or service to customers and, at the same time, encourage new distributors into your business. You will then create a residual income from the repeat sales to your customers, and also from the sales generated by your distributors.
Sounds easy? In theory it is, but in practice you need to make sure that you have a product that people want, and will continue to want despite changing trends. For example, would Sir Paul still be receiving royalties if no-one bought the Beatles music, or J.K. Rowling if no-one ever read a Harry Potter book or watched a film?
The simple answer is NO. Every product or service needs an audience. So if you have a great website it won't make you any residual income if no-one visits it, and you won't make any residual income in network marketing if you never offer your product to anyone, or its so obscure that there is only a small market for it.
The key to success is Marketing. One of the main reasons why people fail at network marketing, or only generate a tiny residual income, is that they give up too early. Network marketing is a game of longevity. Build your business from the ground up. Offer your products to as many people as possible (by whatever means suits you best). Bring new distributors into your business and TEACH them how to be successful; let them learn from your mistakes. But, most importantly of all, don't give up at the first hurdle. Some network marketers are quick off the starting blocks but run out of wind easily, and others pace themselves all the way round the track. Who hasn't heard the story of the tortoise and the hare?
Do these things, and you will generate for yourself a solid residual income that will allow you to set your own goals and achieve your own dreams.